Including a grocery budget into your overall
financial plan can be a tough thing to nail down. In fact, anything that
involves food becomes hard to pinpoint a total budget “average” on simply
because the foods you eat are variable to many different factors. At first, it
helps to have a rough idea in mind how much you spend in a single month on
groceries. From there, you can refine that number, making sure that you go
below that total (or even raise the grocery budget if you simply cannot
function on a certain number you previously thought you could function on).
The way I look at it all, though, is simple:
My partner and I plan 6 meals a week to eat for dinner, and we factor in
leftovers to 4 of those days (for lunch) and buy enough lunch meat, snacks,
fruits, and whatever else as other days’ lunch and breakfast.
The thing to consider, though, is how often we
go to the grocery. We make a trip once a week and buy only what we’ll need for the week ahead of us. In fact, the only
time we break that rule is for spices or bulk foods (like rice) that can be
stored for a good while and that we know for certain that we’ll use often
enough in our dishes.
Rather than buying excess foods and snacks
like candy boxes and frozen treats like ice cream that will just take up
refrigerator and cupboard space, we like to keep things small and sparse in our
stores.
I think this has not only helped us to save
money, but it also drastically reduces our food waste. Heck, it even encourages
us to eat healthier, buy better foods, and learn to cook new and different
things. The more we get into this once a week grocery getting routine, the more
accustomed we are to meal planning on Sundays and taking a trip to the local
grocery that night or Monday evening after work. It’s been great eating all of our leftovers, reducing the foods
we throw away, and even feeling like I snack from bags of chips and candy boxes
less at night.
It’s crazy to think that one of these small
changes (buying groceries from one week to the next) has had such a great
impact on our lifestyle, but it truly has affected our finances, our health,
and our food waste in positive ways that we never would have imagined prior to
adopting this new routine.